Driving without Insurance

Driving without insurance is a very serious offence, which can lead to financial penalties running to thousands of pounds, as well as a disqualification from driving or penalty points on your driving licence.

Any person driving a motor vehicle is required to have at least third party insurance in place to drive that particular vehicle.  A driver should also be careful to ensure that the insurance provides cover for the correct type of use.

 

Most people secure their insurance via a broker over the telephone or on the internet. Insurance secured in this manner is often thought of as being ‘instant’. Technically speaking, it is an offence to drive your motor vehicle prior to receiving a copy of the actual insurance certificate, although in practice most insurers send a copy of the insurance certificate via email as soon as the policy is taken out.

You also have to be very vigilant when allowing someone else to drive your vehicle. It is YOUR responsibility to ensure that they have a valid policy of insurance that would allow them to drive your vehicle.

 

To get in touch with us and let us help you with your case, call 03333 446440 or fill in the online enquiry form at the side of the page.

 

If you are convicted of causing or permitting someone to drive your vehicle without insurance, you will face the same penalty as though you had driven without insurance yourself.

If you have been accused of driving without insurance or allowing someone to drive your vehicle without insurance, you will need the help of our specialist team of motoring solicitors to help you defend allegations of driving without insurance or limit the damage of any penalty imposed by the court.

 

At YSG, we have many years of experience providing invaluable legal advice to our clients, giving them the assistance they need in order to secure the best possible outcome.

 

To get in touch, call free on 03333 446440 or fill in the online enquiry form at the side of the page.

Penalties

 

The police and courts take driving without insurance extremely seriously and routinely stop vehicles to check whether motorists have valid certificates. Approximately 300,000 convictions are recorded for this offence every year.

Potential penalties for driving without insurance are:

  • Maximum fine of £5,000
  • Fixed penalty of £200 and between six and eight points on your licence
  • Disqualification
  • Seizure and destruction of the uninsured vehicle

However, more severe punishments are given to those who are involved in accidents or kill or injure another member of the public.

 

Get in touch with our team of expert motoring solicitors. Call us free on 03333 446440 or fill in our online enquiry form and we will get back to you.